BESSol | Overland Park, KS — ACA, Life, Dental & Vision
P.O. Box 25031, Overland Park, KS 66225 • By Appointment Only (Virtual or In-Person)
Mon–Sat 8am–7pm CST Contact Us
Licensed Agent · Overland Park, KS · Zero Broker Fees

Protect Your Family
with Affordable
Insurance Coverage

BESSol helps Kansas & Missouri families find the right ACA, Medicare, life, dental, and vision plans — from a local licensed agent at no extra cost to you.

35+
Years of Experience
900+
Families Covered
$0
Broker Fees — Ever
✔ ACA Plans from $0/mo
Most Popular 🏥
ACA / Obamacare Plan
2026 Marketplace Coverage · Subsidies Available
$0 – $120 / mo after subsidy
Doctor & specialist visits
Prescription drug coverage
Preventive care at $0
Emergency & hospital care
Mental health services
GC
Guy B. Cidelus
Licensed Insurance Agent
Carriers we work with
UnitedHealthcare Ambetter Blue Cross Blue Shield Oscar Health Cigna Molina Healthcare
GBC

← You are in good hands we care for you

Guy Benson Cidelus
Licensed Insurance Agent · Overland Park, KS
KS License 20850227
35+ Years Experience
900+ Families Protected
Why BESSol

A Local Agent Who
Actually Works for You

Unlike big insurance websites, BESSol is a locally-owned agency serving Overland Park and the greater Kansas City metro. When you call, you talk to Guy — not a call center.

💲

Zero Broker Fees — Always

Our services cost you nothing. Insurance companies pay agents a commission, so you get expert guidance at no extra charge.

🏘️

Local, Personal Service

Overland Park neighbors helping Overland Park families. We know the local providers, networks, and what works best in our area.

📋

We Handle the Paperwork

From enrollment to renewals and claims support — we're your agent for life, not just the sale. Year-round service, no ghosting.

🔍

Compare Across All Carriers

We're independent, so we shop every major carrier to find you the best coverage at the lowest price — no bias, no quotas.

More About Us
KS & MO Licensed · HIPAA Compliant
Our Plans

Insurance for Every Stage of Life

From ACA marketplace plans to permanent life and supplemental coverage — we find the right fit for your family and your budget.

🛡️

Term Life Insurance

Affordable coverage for a set period — 10, 20, or 30 years. The most cost-effective way to protect your family's financial future while your dependents need you most.

Competitive rates from top carriers
Coverage up to $5 million
Fast approval — often same week
Level premiums for policy term
🏦

Whole & Universal Life

Permanent coverage with a cash value component. Whole life gives guaranteed premiums and a savings element; universal life offers flexible payments and death benefits.

Lifelong coverage — no expiration
Builds tax-advantaged cash value
Flexible premium options
Estate planning benefits
😁

Dental Insurance

Standalone or add-on dental coverage for individuals and families. Covers preventive care, basic treatments, and major procedures.

Cleanings & X-rays covered
Fillings, crowns, root canals
Orthodontics on select plans
No waiting period plans available
👁️

Vision Insurance

Affordable vision plans that cover annual eye exams, prescription glasses, and contact lenses. Standalone plans starting under $15/month.

Annual eye exam covered
Frames & lenses allowance
Contact lens benefit
Large national provider network
📋

All Voluntary Plans

Hospital indemnity, critical illness, accident coverage & more supplemental plans.

Simple Process

Covered in 4 Easy Steps

No confusing jargon, no pushy sales tactics. Just honest guidance from a local expert who works for you — not the insurance company.

📝

Tell Us Your Situation

Quick 2-minute conversation about your household size, income, and coverage needs. No commitment.

🔍

We Shop All Carriers

We compare plans from every available carrier in your area and identify your subsidy eligibility.

Review Your Options

We walk you through your best options in plain English — no confusion, no pressure, just the facts.

🎉

Enroll & Stay Covered

We handle the enrollment paperwork. Most clients are covered same day. Annual reviews included — forever.

Client Stories

Real Families, Real Results

Don't take our word for it — here's what our clients in the Overland Park area have to say.

★★★★★
ACA Plan
"Guy found our family an ACA plan for just $38/month after subsidies. I had no idea we qualified for that level of financial help. He made the whole enrollment process simple and was available every step of the way."
SM
Sarah M.
Overland Park, KS · Family of 4
★★★★★
Life + Dental
"Switched from my old agent and immediately got better coverage at a lower price. Guy explained every option clearly — no pressure, no upselling, just honest advice. I'd recommend him to anyone in the KC area."
DR
David R.
Leawood, KS · Term Life + Dental Bundle
★★★★★
ACA Plan
"As a self-employed contractor I was paying $650/month before. BESSol found me an ACA plan with better coverage for $90/month. That's real money saved. I only wish I had called sooner."
TK
Tom K.
Shawnee, KS · Self-Employed
★★★★★
Life Insurance
"BESSol helped me get a whole life policy that finally gave me peace of mind. Guy took the time to explain the cash value component in detail — something no other agent had bothered to do. Excellent, personal service."
LW
Linda W.
Prairie Village, KS · Whole Life Policy
4.9 / 5 average across Google Reviews · Read all reviews →
FAQ

Common Questions, Honest Answers

Everything you need to know about working with BESSol and finding the right coverage.

What is the ACA / Obamacare and do I qualify? +
The Affordable Care Act (ACA) offers subsidized health insurance through the federal marketplace. If your household income is between 100–400% of the federal poverty level, you may qualify for premium tax credits that reduce your monthly cost — sometimes to $0. We'll check your eligibility for free in minutes.
Is there really no charge for your services? +
Correct — BESSol's guidance is completely free to you. Insurance carriers compensate licensed agents through commissions that are already built into the premium, meaning you pay the same price whether you use an agent or go direct. You get expert help at no additional cost.
What is the difference between term and whole life insurance? +
Term life covers you for a specific period (10–30 years) and pays a death benefit if you pass away during that term. It's the most affordable option for most families. Whole life is permanent — it never expires and builds tax-advantaged cash value over time. Universal life offers similar permanent coverage with more premium flexibility. We'll help you decide which is right for your situation.
Can I enroll in health insurance outside of open enrollment? +
Yes. If you experience a qualifying life event — such as losing job-based coverage, getting married, having a baby, or moving — you qualify for a Special Enrollment Period (SEP). Contact us and we'll determine your eligibility and help you enroll quickly.
Do you serve clients outside of Overland Park? +
Yes! While we're based in Overland Park, we serve clients throughout Kansas and Missouri. All consultations can be done by phone or video — enrollment is fully digital so you never have to leave your home.
How much life insurance coverage do I need? +
A common guideline is 10–12× your annual income, but the right amount depends on your debts, dependents, mortgage, income replacement needs, and financial goals. We'll walk you through a quick needs analysis to determine the right coverage amount for your family — at no charge.
How long does the enrollment process take? +
Most ACA enrollments are completed in 20–40 minutes. Life insurance applications typically take 30–60 minutes and coverage can be approved within days. We handle all the forms — you just review and confirm.
What happens after I enroll? +
BESSol provides year-round support — not just during enrollment season. We're available to help with billing questions, claims guidance, provider lookups, plan changes, and annual reviews. You'll always have a real person to call.

Ready to Find the Right Plan?

Free consultation · No broker fees · Same-day enrollment available · KS & MO

📋 Get My Free Quote